When do I get charged Lovable credits?

Credits are consumed when you send prompts to the AI agent in Agent mode (variable cost per prompt depending on complexity). Plan mode costs 1 credit per message. The "Try to fix" button is free. Credits reset on your monthly billing renewal date and do not roll over unless your plan includes rollover limits (Pro plan with ~16% savings on annual billing, higher rollover limits). Every user gets 5 bonus credits daily.