Does chat / chat mode use credits
Plan mode (the conversational planning mode) costs just 1 credit per message since it's for reasoning and investigating ideas before code is written. Agent mode, which actually modifies code, uses variable credits depending on complexity. You can switch between them anytime.
Where is Chat mode?
Chat mode was renamed to Plan mode in recent updates. If you're looking for the conversational, non-code-changing mode, that's Plan mode now. Plan mode costs 1 credit per message and lets Lovable explore ideas and reason about changes without modifying code. Use it for planning, investigation, and debugging.
